How to Stay Away from Insurance Claim Nightmare

Besides what's required by law, many of us purchase auto or home insurance for the peace of mind that we will get covered financially in certain types of unexpected, unfortunate events. But not all insurance companies deliver what they promise. How can you make a well-informed purchasing decision to minimize the likelihood of an insurance claim nightmare? I'm so glad to have recently discovered a great website called Clearsurance, where you can find authentic customer reviews of difference insurance companies based on the type of insurance you are shopping for.

It's no secret that your insurance company doesn't always have your back when you need them the most. Imagine returning from a vacation to find your house has been robbed, flooded, or covered in toxic asbestos and harmful fiberglass. Sadly, this scenario actually happened to Todd Kozikowski's family. An unexpected home renovation error ended up costing his family their health, home, and resulted in long legal battles — all because the insurance carrier didn't provide the coverage the family thought it did.

Today, Todd has made it his mission to spare others from the same nightmare his family experienced. He and his team recently launched Clearsurance — the world's first company to level the playing field between big insurance and consumers.


It's Clearsurance's mission to help bring transparency to a traditionally secretive industry. Powered by 10,000+ customer reviews and industry-leading financial ratings, Clearsurance is the first ever "Yelp" for auto, home, and renter's insurance. Watch the video above to see how it works.

It is really easy to sign up and post a review at Clearsurance. It's FREE too! You will find the site a valuable source of information whether you are on the market for a new insurance policy or wanna potentially save someone from experiencing the same headache you went through when filing a claim.

I'd love to hear your experience dealing with an insurance company while filing a claim. Was the process smooth? Agonizing? Shocking? Head over to www.clearsurance.com, and leave a review on your insurance company. Your experience may save someone lots of trouble down the line.

Disclosure: I received a free gift in exchange for this publication. Part of the contents were provided by the PR agency representing Clearsurance.

EquityLock Protector Giveaway: $15 Cash Card & Six Months of Protection (5 Days Only!)

Homeowner insurance policies don't usually provide warranty coverage on appliances. You could be faced with huge unexpected expenses when your appliances break down. EquityLock Protector will give you peace of mind by protecting the six most essential appliances in your home, including washer, dryer, refrigerator, built-in microwave, dishwasher, and range/oven/cooktop. Each covered appliance will be protected up to $1,500 per 12-month period, including repair or, if necessary, replacement.

But that's not all EquityLock Protector has to offer. It'll also safeguard up to $50,000 of your home’s equity from local market downturns. Right now EquityLock Protector starts at $19.95 per month for the first 3 month. That's 75% off their regular price. The cost is $44.95 per month thereafter. Go for the special offer here.

Do you know how best to take care of your appliances? Take the fun Lock Your Appliances QUIZ below to find out. Plus, the 6 Tips to Keep your House Happy will show you how to take care of your home with minimal effort.

The Giveaway

As a way to thank you for considering their service. EquityLock Protector has generously offered to give one of my lucky readers a prize pack including 6 months of EquityLock Protector coverage (ARV $470) and a $15 Cash Card good for use at any home improvement store!